1. Don’t delay, just get started. You have a better case if you show that you acted in a timely manner.
2. It’s not an easy or fun process, but you can do it if you stay proceed in an organized manner.
3. Contact the Federal Trade Commission and file a formal complaint.
4. Contact each of the credit reporting agencies and place a fraud alert.
5. Contact the local police and find out how to file a police report with them. You will get a police report number which is important.
6. Write to every business that is specifically involved and dispute any charges with them.
7. File for an extended fraud alert at the credit reporting services if you think your situation will last past 90 days before it’s resolved.
8. Place a block on credit reporting errors that you are still disputing with a creditor or account.
9. Check and formally dispute any errors that are still in your credit report even after contacting the individual creditor.
10. If you get contacted by the IRS, be sure to respond to any mail you receive from them and work with them until the situation is resolved.
You can read more about the steps to take to win your identity back at our Recover My ID page at http://www.identitythefthelp.com.
This page should not be considered financial or legal advice. If you become a victim of ID theft, please consult someone licensed in your state.